ckrwdpay
Pay in a tap. Anywhere.

Tap.
Paid.

Pay from your wallet with a card, wristband, fob or phone. Approved in under a second, and it still works when the network doesn't.

Join the waitlistFor merchants
  • Under 1 second
  • Works offline
  • Free for customers
9:41
Hi, AdaAO

Balance

₦48,250.00

Add money
Tap to pay
Send
RecentSee all
  • MNMama Nkechi Kitch…Tap · 12:41-₦1,500.00
  • +Added moneyBank transfer · 08:15+₦20,000.00
  • BRBRT · Route 12Tap · offline · 18:02-₦450.00
  • CEChidi EzeSent · 13:20-₦5,000.00
HomeTagsActivityProfile
Approved₦1,200 · Mama Nkechi Kitchen
Works offline
ckrwdpay

STUDENT CARD
···· 04A1

Made for everyday paymentsBus faresCampus canteensFestivalsMarket stallsGyms
How it works

Three steps. Then just tap.

Set up once in the app. After that, paying is a tap.

  1. Add money

    ₦20,000

    TransferCardAgent
    01

    Add money

    Bank transfer to your own account number, debit card, or cash at an agent. Transfers are free.

  2. Linked
    02

    Link a tag

    Hold a card, band or fob to your phone. It's linked to your wallet in seconds.

  3. 03

    Tap to pay

    Tap on any Ckrowdpay terminal. Approved in under a second, with a receipt in your app.

The app

Everything in your pocket.

Check your balance, manage your tags and see every receipt, all in one place.

9:41
Tags
ActiveSTUDENT CARD · 04A1
  • Student cardCard · 04A1Active
  • WristbandWristband · 9C3EActive
  • Key fobFob · 7820Frozen
No PIN up to₦5,000
HomeTagsActivityProfile
Manage your tags
9:41

₦1,200.00

Paid to Mama Nkechi Kitchen

Paid with
This phone
New balance
₦47,050.00
Reference
CKP-7Q2M81
Done
Instant receipts
9:41

Hold near the terminal

Paying from ₦48,250.00

Tap to pay
Tap with anything

Tap with whatever
you carry.

Every tag points to the same wallet. Add as many as you like.

  • Card

    Doubles as a student ID, staff badge or transit card.

  • Wristband

    Waterproof. Made for festivals, gyms and resorts.

  • Fob or sticker

    On your keys, or stuck to the back of your phone.

  • Phone

    Any NFC Android phone with the Ckrowdpay app.

Offline payments

No network.
Still paid.

Every tag carries a small encrypted offline balance. On a bus with no signal or at a crowded festival, the terminal approves the tap and settles it the moment it reconnects.

₦5,000
per offline tap
₦20,000
offline balance
72 hours
to sync
Offline paymentSynced

₦450.00

Merchant
BRT · Route 12
Paid with
Wristband
Network at tap
None
Settled
18:09
For merchants

Faster queues.
Exact change,
every time.

  • Paid instantlyMoney lands in your merchant wallet the moment a customer taps.
  • Tap or cardThe same terminal takes Ckrowdpay taps and bank cards.
  • Every sale recordedSee sales by day, terminal and staff member.
Join the waitlistLearn more
TodayMama Nkechi Kitchen

Sales

₦184,600

Tap payments
142
Card payments
18
In your wallet+₦2,500.00 · now
Where we are

One wallet,
built for Africa.

The same wallet, tags and terminals work across African markets, each in its own currency, from busy city markets to buses with no signal.

  • Nigeria
  • South Africa
  • Egypt
  • Kenya
  • Ghana
  • Rwanda
  • Uganda
CAIROLAGOSACCRANAIROBIKAMPALAKIGALIJOHANNESBURG
Security

Lose a tag. Keep
your money.

How we protect you

  • No personal data on the tag

    Each tag holds an encrypted token, never your name or account number.

  • Limits you control

    Set a no-PIN amount and daily limit for every tag.

  • An alert for every payment

    See every tap the moment it happens, wherever you are.

  • Licensed partners

    Wallet funds are held with licensed banking partners.

Your wallet,
one tap away.

Free to open. Verified with your phone number in two minutes.

Join the waitlist